I understand returned payment fees for checks, but I’ve never been charged for having a credit card decline.
Stupid of me to sign up for auto-payment when I use my credit card for gas, I guess.
It’s expensive being poor. I used to get charged £15 if I didn’t have the funds because I wasn’t allowed an overdraft. Being unable to pay £5 left me with £-8 frequently. Because apparently I was allowed an overdraft if they did it to me.
That text looks like a scam
Same for Verizon. Or if your bank account doesn’t have enough funds. Or even if it does, and your bank says the transaction never happened, as long as Verizon says it happened, they charge you a fee.
That’s fucking wild. I have two cards that are occasionally declined because they want to make sure I’m making the transaction. I can afford it but I’d be pissed paying a fee because my credit card company suspected I might not be the one wanting to upgrade to a second phone or whatever.
They blacklisted my bank account and wouldn’t allow me to add another. So I paid off my devices and switched to Mint mobile. I’m saving $150 a month. And my coverage is better.
