Rarely. Up until 2 years ago I had to pay my mortgage with a check, but that was a Habitat for Humanity thing. Not like they’re funded for shit. It’s become strange to see someone paying with paper at a grocery store.

We still “pay by check” for a lot of things online as there’s usually no extra charge. It’s a way to dodge credit card fees, for both parties.

Speaking of cc charges, the government can be painful on that topic. Laws were written, charges were set in stone with no flexibility to collect more to cover cc fees.