Whatever the version of an RRSP is in the states, usually you can change your investment strategy in it even if it doesn’t hold individual securities. Most would have an international investments strategy that keeps your money out of the USA.
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It’s incredibly bizarre that that this is one of the very few cases where I think someone espousing a far right viewpoint could be argued to be passing Hobbes’ Veil of Ignorance.
He must be. He would easily end up in the mines given his present circumstances.
Assuming your financial decision making for a purchase of that magnitude isn’t at the “we need to make this decision together” threshold: do it.
He doesn’t HAVE to use it just because you bought/installed it.
I imagine a mix of the already diminished size of extended family units, and the liability implications if it’s outside your own family unit.
You’re essentially just describing an unlicensed daycare if it’s not a family member, and those exist.
That’s the goal. Maybe I’m in an exceptional area, but I’m not aware of any parents who are effectively paying $10/day unless their income is low enough to trigger additional benefits.
Still HUGE improvement over the last few years though. I think we had an option for 18$/day if we packed our kid a lunch. Our daycare would feed them for an additional 3$/day. I think overall average care costs have practically halved in the last few years so even if it’s not perfectly universal and perfectly $10, it’s HELLA better. Strong improvement. Honestly a MAJOR factor in trying to figure out the feasibility of having more kids for us.
Makes a good litmus test