Entire neighborhoods are built with an HOA already pre-installed by the developers, with no way out of them AFAIK beyond basically dismantling the company that manages the HOA (that you funded by buying into the neighborhood).
Housing is extremely predatory in the US, and that’s not even getting into ever increasing home values being a major part of the stock market.
Most neighborhoods have HOAs nowadays. It can be hard to avoid.
Entire neighborhoods are built with an HOA already pre-installed by the developers, with no way out of them AFAIK beyond basically dismantling the company that manages the HOA (that you funded by buying into the neighborhood).
Housing is extremely predatory in the US, and that’s not even getting into ever increasing home values being a major part of the stock market.