Bye bye Visa, Mastercard, Paypal, and many others. They can go and play “America First”. We’ll have our own independent system by november 2025.

  • rippersnapper@lemm.ee
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    1 month ago

    It won’t kill commercial banks because there’ll be limitations. Biggest is you won’t be able to take a loan from the central bank, which is the largest slice of the pie for any bank making money. They can also put other limitations, such as no non-EU transactions, or having a max limit per month.

    • ℍ𝕂-𝟞𝟝@sopuli.xyz
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      1 month ago

      Yeah, but if everyone keeps their money on their dEuro account, what do banks loan out money from? Also most people don’t need anything other than basic SWIFT transfers in their lives.

      • rippersnapper@lemm.ee
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        1 month ago

        Not all your money. Most people have more than 1 bank account. So this won’t change that. Also SWIFT transfers also include international transfers, and most people aren’t doing that outside of rare instances. Digital currency is only within EU regions, so this solution won’t affect non EU transfers. As OP said the goal is to reduce commissions to Visa and Mastercard.